body {
	font-family:garamond, times new roman, serif;
	background-color:#FFFFFF;
	color:#0000000;
}
hr {
	color:#000000;
	height:1px;
}

a {
	text-decoration:none;
	color:#0000AA;
}

a:hover {
	text-decoration:underline;
}

em {
	font-weight:bold;
	font-style:italic;
}

.titles p {
	margin-left:0px;
}